Thursday, May 5

I've Got Coverage

NYEBoy started a new job last November or so. He was offered a full time position with them at the beginning of the year, but didn't accept it until last month. He had to weigh the options with school and such, but ultimately decided to go accept the offer.

He was given full benefits including health insurance. His boss referred to it as the "Porshe" of insurance policies. I jokingly told him I wanted to check to see if it had infertility coverage. He smiled and told me he would find out.

He brought home the book tonight and said "I got my insurance information and I even did you a favor and checked for infertility coverage. It says something, but I'm not sure the details."

I ran outside to grab the book. The whole time I'm thinking to myself, if he has coverage, I totally want to do this, but what about school?

I flipped through the book and found the information. There is coverage, but it's only $2,000 lifetime maximum. I laughed. That would barely cover anything and totally wouldn't be worth stopping school for.

So, I'm back to waiting. If some things go as planned with his job though, we may think about starting surrogacy next year. It's not a sure thing, but he's looking for a big payday and we could afford treatments then, but I wouldn't want to stop school to do treatments and a possible pregnancy half way through my college career.

Who knows what the future holds. It was a nice fleeting thought though!

2 comments:

Kristin said...

Too bad it's not better IF coverage. Waiting sucks.

Do I Have to Be a D.I.N.K.? said...

$2000 coverage is a little more than you might think. That is what I have. The insurance rates for procedures are different than what we pay out of pocket. I would talk to your RE to see what all it would cover.